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Union Bank of India - Personal Loans


Union Bank of India offers a range of personal loans to meet the financial needs of its customers. Whether you need funds for a wedding, medical emergency, education, or any other personal expenses, Union Bank of India has a loan product to suit your requirements.

Types of Personal Loans offered by Union Bank of India:

  • Union Personal - For salaried employees, pensioners, and individuals with a regular source of income.
  • Union Personal for Pensioners - Specifically designed for pensioners to help them meet their financial needs after retirement.
  • Union Top-Up - Additional loan facility for existing borrowers to meet additional financial requirements.
  • Union Miles - Personal loan for travel and vacation expenses.

Features and benefits of Union Bank of India Personal Loans:

  • Competitive interest rates
  • Flexible repayment options
  • No prepayment charges
  • Quick loan approval and disbursal process
  • Minimal documentation
  • Loan amount based on the applicant's income and repayment capacity

Eligibility criteria for Union Bank of India Personal Loans:

  • Minimum age: 21 years
  • Maximum age: 58 years for salaried individuals, 70 years for pensioners
  • Minimum income required
  • Employment stability
  • Good credit history

Documents required for Union Bank of India Personal Loans:

  • Identity proof
  • Address proof
  • Income proof
  • Bank statements
  • Passport size photographs

How to apply for Union Bank of India Personal Loans:

Customers can apply for Union Bank of India personal loans online through the bank's official website or by visiting the nearest branch. Applicants will need to fill out the loan application form, submit the required documents, and undergo a credit evaluation process to determine their eligibility for the loan.

For more information on Union Bank of India personal loans, interest rates, and repayment options, customers can visit the bank's website or contact the customer service helpline.


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