Union Bank of India - RuPay Platinum Credit Card
The Union Bank of India offers the RuPay Platinum Credit Card to its customers, providing a range of benefits and features:
Key Features:
- Accepted at all RuPay merchants and online portals
- Global acceptance for international transactions
- No annual fee for the first year
- Reward points on every transaction
- Complimentary insurance coverage
- Personalised credit limits
Rewards Program:
Cardholders earn reward points for every transaction made using the Union Bank of India RuPay Platinum Credit Card. These points can be redeemed for a variety of rewards, including gift vouchers, merchandise, and more.
Fees and Charges:
Annual fee: INR 1,000 (waived for the first year)
Interest rate: 3.25% per month
Late payment fee: INR 500 to INR 750
Cash withdrawal fee: 2.5% of the transaction amount
Eligibility:
To apply for the Union Bank of India RuPay Platinum Credit Card, individuals must meet the bank's eligibility criteria, including a minimum income requirement and a good credit score. Other factors may also be considered during the application process.
How to Apply:
Interested applicants can visit their nearest Union Bank of India branch or apply online through the bank's website. They will need to submit the required documents and undergo a credit assessment before approval.
Conclusion:
The Union Bank of India RuPay Platinum Credit Card offers a range of benefits and features, making it a valuable choice for customers looking for a reliable and rewarding credit card option.
Union Bank of India - RuPay Platinum Credit Card FAQs
1. What are the benefits of the RuPay Platinum Credit Card?
With the RuPay Platinum Credit Card, you can enjoy a range of benefits such as cashback offers, discounts on dining and shopping, complimentary airport lounge access, and more.
2. How can I apply for the RuPay Platinum Credit Card?
You can apply for the RuPay Platinum Credit Card online through the Union Bank of India website or by visiting a branch near you. You will need to provide necessary documents and meet the eligibility criteria.
3. What is the annual fee for the RuPay Platinum Credit Card?
The annual fee for the RuPay Platinum Credit Card may vary. Please contact Union Bank of India for more information on the fees and charges associated with the card.
4. Can I earn reward points with the RuPay Platinum Credit Card?
Yes, you can earn reward points on your RuPay Platinum Credit Card for every transaction you make. These reward points can be redeemed for a variety of gifts and benefits.
5. Is there a limit on the cashback offers available with the RuPay Platinum Credit Card?
Yes, there may be a limit on the cashback offers available with the RuPay Platinum Credit Card. Please refer to the terms and conditions or contact Union Bank of India for more details.
