IDFC First Bank India - Home Loans
Overview
IDFC First Bank offers home loans for individuals looking to purchase or construct their dream home. The bank provides competitive interest rates and flexible repayment options to suit the needs of the borrowers.
Features
- Loan Amount: Up to 90% of the property value
- Tenure: Up to 30 years
- Interest Rates: Competitive rates starting from 6.90% onwards
- Processing Fees: Affordable processing fees
- EMI Options: Customized EMI options available
- Balance Transfer: Option to transfer existing home loan to IDFC First Bank
Eligibility Criteria
- Age: 21 years to 65 years
- Income: Salaried or self-employed individuals with a steady income
- Credit Score: Good credit score with no defaults
- Property: Clear title property for mortgage
- Employment: Minimum work experience required
Documents Required
- Identity Proof
- Address Proof
- Income Proof
- Property Documents
- Bank Statements
- Passport Size Photographs
How to Apply
To apply for a home loan with IDFC First Bank, you can visit the nearest branch or apply online through the bank's website. Fill out the application form, submit the required documents, and wait for approval from the bank.
Contact Information
If you have any queries or need assistance regarding IDFC First Bank home loans, you can contact the bank at:
Phone: 1800 419 2332
Email: customercare@idfcfirstbank.com
