IDFC FIRST Bank - Platinum Credit Card
Welcome to IDFC FIRST Bank's Platinum Credit Card, your gateway to exclusive benefits and perks. Here are the complete details:
Features:
- High credit limit
- Rewards program for every purchase
- Complimentary airport lounge access
- 24x7 customer support
Benefits:
- Travel insurance coverage
- Discounts on dining and shopping
- EMI options for big purchases
- Special offers and discounts on partner merchants
Eligibility:
To be eligible for the IDFC FIRST Bank Platinum Credit Card, you must meet the following criteria:
- Minimum age of 21 years
- Good credit history
- Stable income source
How to Apply:
You can apply for the IDFC FIRST Bank Platinum Credit Card online through the bank's website or by visiting a branch in person. Make sure to have all the necessary documents and information handy.
Fee Structure:
- Annual Fee: INR 2000 (waived off for the first year)
- Interest Rate: 3.49% per month
- Late Payment Fee: INR 500
Terms and Conditions:
Make sure to carefully read and understand the terms and conditions of the IDFC FIRST Bank Platinum Credit Card before applying. This will ensure a smooth experience and avoid any unnecessary fees or charges.
Frequently Asked Questions
1. What are the benefits of IDFC FIRST Bank Platinum Credit Card?
The benefits of this credit card include:
- High credit limit
- Reward points on every transaction
- Complimentary airport lounge access
2. How can I apply for IDFC FIRST Bank Platinum Credit Card?
You can apply for this credit card through the bank's website or by visiting a branch in person.
3. Is there an annual fee for the Platinum Credit Card?
Yes, there is an annual fee for this credit card. Please refer to the bank's website for the current fee structure.
4. What is the minimum income requirement for this credit card?
The minimum income requirement for IDFC FIRST Bank Platinum Credit Card is INR 5 lakhs per annum.
5. Can I convert my purchases into EMI using this credit card?
Yes, you can convert your purchases into easy EMIs using this credit card. Please contact the bank for more details.
