Standard Chartered Bank - Ultimate Credit Card
Key Features:
- Get up to 5% cashback on all spends
- Complimentary airport lounge access
- Exclusive dining and lifestyle benefits
- 24/7 concierge service
- No joining fee
- Annual fee waiver on meeting minimum spends
Rewards Program:
With the Standard Chartered Ultimate Credit Card, you can earn rewards points on every spend. These points can be redeemed for a variety of options including travel bookings, shopping vouchers, and more.
Interest Rates:
The interest rates on the Standard Chartered Ultimate Credit Card are competitive and vary depending on your usage and repayment behavior.
Eligibility Criteria:
- Minimum age: 21 years
- Minimum income: INR 5 lakhs per annum
Documents Required:
- Proof of identity (PAN card, Aadhaar card, passport)
- Proof of address (utility bill, rental agreement)
- Income proof (salary slips, ITR documents)
How to Apply:
You can apply for the Standard Chartered Ultimate Credit Card online through the bank's website or by visiting a branch in person. Make sure to have all the required documents handy for a smooth application process.
Disclaimer:
Please note that the information provided above is for informational purposes only and is subject to change. Always refer to the bank's official website or contact their customer service for the most up-to-date details on the Standard Chartered Ultimate Credit Card.
Frequently Asked Questions
1. What are the key features of the Standard Chartered Bank Ultimate Credit Card?
The key features of the Ultimate Credit Card include:
- Complimentary lounge access
- Rewards program with accelerated points earning
- Exclusive lifestyle benefits
- 24/7 concierge services
2. How can I apply for the Standard Chartered Bank Ultimate Credit Card?
You can apply for the Ultimate Credit Card online through the Standard Chartered Bank website or by visiting a physical branch.
3. What are the eligibility criteria for the Ultimate Credit Card?
The eligibility criteria typically include minimum income requirements, age criteria, and credit score checks. Please check with the bank for specific details.
4. How can I redeem the rewards earned on my Ultimate Credit Card?
You can redeem your rewards through the bank's rewards program portal or by contacting the customer service team.
5. Is there an annual fee for the Ultimate Credit Card?
Yes, there is an annual fee associated with the Ultimate Credit Card. Please refer to the bank's website for the current fee structure.
6. Can I upgrade or downgrade my Ultimate Credit Card?
Yes, you may be able to upgrade or downgrade your credit card depending on your eligibility and the bank's policies. Please contact the bank for more information.