Standard Chartered Bank - DigiSmart Credit Card
Overview
The Standard Chartered Bank DigiSmart Credit Card is a unique credit card designed for the digital-savvy consumer. It offers a host of benefits, rewards, and discounts on a variety of online and digital transactions.
Key Features
- 5% cashback on all online transactions
- 10% cashback on online grocery shopping
- Discounts on dining, entertainment, and travel bookings
- Exclusive deals and offers on partner websites
- Contactless payment technology for convenience and security
Eligibility Criteria
To apply for the Standard Chartered Bank DigiSmart Credit Card, you must meet the following eligibility criteria:
- Minimum age: 21 years
- Indian citizenship
- Good credit history
- Minimum income requirement
How to Apply
You can apply for the DigiSmart Credit Card online through the Standard Chartered Bank website or by visiting a branch in person. The application process is simple and straightforward, and you will need to provide basic financial and personal information.
Documents Required
When applying for the DigiSmart Credit Card, you will need to submit the following documents:
- Proof of identity (Aadhar card, passport, driver's license, etc.)
- Proof of address (utility bill, rental agreement, etc.)
- Income proof (salary slips, bank statements, income tax returns, etc.)
- Passport size photographs
Fee and Charges
There are annual fees and other charges associated with the Standard Chartered Bank DigiSmart Credit Card. It is important to review and understand these fees before applying for the card to ensure it is a good fit for your financial goals and needs.
Conclusion
The Standard Chartered Bank DigiSmart Credit Card is a great option for individuals who prefer to manage their finances digitally and enjoy exclusive rewards and benefits on online transactions. Consider applying for this card if you meet the eligibility criteria and are looking for a convenient and secure payment solution.
Frequently Asked Questions about Standard Chartered Bank's DigiSmart Credit Card
1. What are the features of the DigiSmart Credit Card?
The DigiSmart Credit Card offers benefits such as cashback on online shopping, discounts on dining and entertainment, and complimentary airport lounge access.
2. How can I apply for the DigiSmart Credit Card?
You can apply for the DigiSmart Credit Card online on the Standard Chartered Bank website or by visiting a branch in person.
3. What is the minimum income requirement to be eligible for this credit card?
The minimum income requirement for the DigiSmart Credit Card is INR 25,000 per month.
4. Are there any fees associated with the DigiSmart Credit Card?
There is an annual fee associated with the DigiSmart Credit Card, which may vary depending on the cardholder's profile.
5. How can I track my rewards and cashback earned with this credit card?
You can track your rewards and cashback earned through the Standard Chartered Bank online banking portal or mobile app.
