Kotak Mahindra Bank - League Platinum Credit Card
Key Features:
- Complimentary access to airport lounges
- Discounts on dining, shopping, and entertainment
- Exclusive rewards and discounts on online purchases
- Interest-free cash advance for up to 48 days
- 24/7 customer care assistance
Eligibility:
- Minimum age: 21 years
- Minimum income: INR 4 lakhs per annum
- Good credit history
Documents Required:
- Proof of identity (Aadhar card, passport, PAN card, voter ID)
- Proof of address (utility bills, rental agreement)
- Last 3 months' salary slips
- Last 6 months' bank statements
- Passport-size photographs
Fee Structure:
- Annual fee: INR 1,000 (first-year waiver on spending INR 15,000 within 90 days of card issuance)
- Interest rate: 3.40% per month
- Late payment charges: INR 100 to INR 700 depending on the outstanding amount
- Over-limit charges: INR 500 to INR 600
Frequently Asked Questions
1. What are the annual fees for Kotak Mahindra Bank - League Platinum Credit Card?
The annual fees for this credit card are Rs. 999.
2. What is the credit limit for Kotak Mahindra Bank - League Platinum Credit Card?
The credit limit of this card is based on your credit score and income eligibility.
3. How can I apply for Kotak Mahindra Bank - League Platinum Credit Card?
You can apply for this credit card online on the Kotak Mahindra Bank website or by visiting a branch in person.
4. What are the rewards and benefits of Kotak Mahindra Bank - League Platinum Credit Card?
Some of the rewards and benefits include cashback on dining, fuel surcharge waiver, and exclusive discounts on shopping.
5. Is there a joining bonus for Kotak Mahindra Bank - League Platinum Credit Card?
Yes, there is a joining bonus of reward points upon card activation.
