Kotak Mahindra Bank - Essentia Platinum Credit Card
The Kotak Mahindra Essentia Platinum Credit Card is a premium credit card offered by Kotak Mahindra Bank in India. It comes with a range of benefits and features catering to the needs of frequent travelers and high-spending individuals.
Key Features:
- High credit limit
- Rewards program for every spend
- Lounge access at select airports
- Complimentary insurance coverage
- Discounts on dining and shopping
Benefits:
- Make contactless payments
- EMI options for big purchases
- 24/7 customer support
- Online account management
- Global acceptance
Eligibility:
To apply for the Kotak Mahindra Essentia Platinum Credit Card, you must meet the following eligibility criteria:
- Minimum age: 21 years
- Maximum age: 65 years
- Good credit score
- Stable income
Documents Required:
- Proof of identity (Aadhar card, passport, etc.)
- Proof of address (utility bill, rental agreement, etc.)
- Income proof (salary slips, IT returns, etc.)
- Passport-size photographs
How to Apply:
You can apply for the Kotak Mahindra Essentia Platinum Credit Card online through the bank's website or by visiting a Kotak Mahindra branch near you. Make sure to have all the necessary documents handy before starting the application process.
Fee and Charges:
There is an annual fee associated with the Kotak Mahindra Essentia Platinum Credit Card, along with other charges like late payment fees, cash withdrawal fees, etc. Make sure to go through the fee schedule provided by the bank before applying for the card.
Overall, the Kotak Mahindra Essentia Platinum Credit Card is a great choice for individuals looking for a premium credit card with a host of benefits and features. Consider your spending habits and requirements before applying for this card.
Frequently Asked Questions about Kotak Mahindra Bank Essentia Platinum Credit Card
1. What are the benefits of Kotak Mahindra Bank Essentia Platinum Credit Card?
The Essentia Platinum Credit Card offers a range of benefits including reward points, airport lounge access, fuel surcharge waiver, concierge services, and more.
2. How can I apply for Kotak Mahindra Bank Essentia Platinum Credit Card?
You can apply for the Essentia Platinum Credit Card online through the Kotak Mahindra Bank website or by visiting a branch in person.
3. What is the annual fee for Kotak Mahindra Bank Essentia Platinum Credit Card?
The annual fee for the Essentia Platinum Credit Card may vary. Please check the latest fee structure on the bank's website.
4. Can I earn reward points with Kotak Mahindra Bank Essentia Platinum Credit Card?
Yes, you can earn reward points on your purchases made using the Essentia Platinum Credit Card. These points can be redeemed for a variety of rewards.
5. Is there a limit on the number of airport lounge visits I can avail with Kotak Mahindra Bank Essentia Platinum Credit Card?
Yes, there is a limit on the number of complimentary airport lounge visits you can avail in a year. Please refer to the card's terms and conditions for more details.
