Karnataka Bank - Titanium Credit Card
Key Features:
- High credit limit
- Fuel surcharge waiver
- Discounts on dining and shopping
- Travel benefits
Rewards and Benefits:
- 1 reward point for every Rs. 100 spent
- Redeem reward points for gifts, merchandise, and vouchers
- Complimentary airport lounge access
- Personal accidental insurance cover
Fees and Charges:
- Annual Fee: Rs. 2,000
- Joining Fee: Rs. 1,500
- Interest Rate: 3.40% per month
- Late Payment Fee: Rs. 700
Eligibility Criteria:
- Age: 18-70 years
- Income: Minimum Rs. 30,000 per month
- Good credit history
How to Apply:
Visit the Karnataka Bank website or a branch to fill out the credit card application form.
Frequently Asked Questions about Karnataka Bank Titanium Credit Card
1. What are the key features of Karnataka Bank Titanium Credit Card?
The Karnataka Bank Titanium Credit Card offers various benefits such as reward points on every purchase, complimentary lounge access, insurance coverage, and contactless payments.
2. How can I apply for Karnataka Bank Titanium Credit Card?
You can apply for the Karnataka Bank Titanium Credit Card by visiting the bank's official website or by visiting the nearest branch. Fill out the application form and submit the necessary documents for verification.
3. What is the eligibility criteria for Karnataka Bank Titanium Credit Card?
The eligibility criteria usually include a minimum age of 21 years, a good credit score, and a steady source of income. Detailed criteria can be found on the bank's website.
4. What is the annual fee for Karnataka Bank Titanium Credit Card?
The annual fee for Karnataka Bank Titanium Credit Card is typically mentioned in the terms and conditions. It is advisable to check with the bank for the most up-to-date information.
5. How can I earn and redeem reward points with Karnataka Bank Titanium Credit Card?
You can earn reward points on every purchase made with the Karnataka Bank Titanium Credit Card. These points can be redeemed for various rewards such as gift vouchers, merchandise, or statement credit. Check the rewards program details for more information.
6. How can I contact customer support for Karnataka Bank Titanium Credit Card?
You can contact Karnataka Bank's customer support through their website, phone, or by visiting the nearest branch. The contact details are usually provided on the bank's website.
