Karnataka Bank - RuPay Platinum Select Credit Card
Key Features:
- Annual Fee: Rs. 500
- Interest Rate: 3.40% per month
- Joining Fee: Rs. 500
- Reward Points: Earn 1 reward point for every Rs. 100 spent
- Travel Benefits: Complimentary airport lounge access
- Insurance: Air accident insurance cover up to Rs. 2 lakh
Eligibility Criteria:
- Age: 18-70 years
- Income: Minimum monthly income of Rs. 20,000
- Residency: Must be a resident of India
- Credit Score: Good credit score
Documents Required:
- Identity Proof
- Address Proof
- Income Proof
- Passport Size Photographs
How to Apply:
Visit the nearest Karnataka Bank branch or apply online on the bank's website.
Benefits:
- EMI Facility
- 24x7 Customer Support
- Online Account Access
Terms and Conditions:
- Interest-free period of up to 50 days
- Minimum payment due is 5% of the total outstanding amount
- Late payment charges apply if the due amount is not paid on time
Frequently Asked Questions about Karnataka Bank - RuPay Platinum Select Credit Card
1. What are the benefits of Karnataka Bank - RuPay Platinum Select Credit Card?
Answer: Some of the benefits of this credit card include airport lounge access, rewards points on every transaction, exclusive discounts on dining and shopping, etc.
2. How can I apply for Karnataka Bank - RuPay Platinum Select Credit Card?
Answer: You can apply for this credit card by visiting the nearest Karnataka Bank branch or by applying online through the bank's official website.
3. What is the eligibility criteria for Karnataka Bank - RuPay Platinum Select Credit Card?
Answer: The eligibility criteria include age limit, minimum income requirement, credit score, etc. You can check the detailed eligibility criteria on the bank's website.
4. Is there an annual fee for Karnataka Bank - RuPay Platinum Select Credit Card?
Answer: Yes, there is an annual fee for this credit card. The exact amount may vary, so it is recommended to check with the bank for the current fee structure.
5. How can I redeem the rewards points earned on Karnataka Bank - RuPay Platinum Select Credit Card?
Answer: You can redeem the rewards points for various options such as vouchers, merchandise, cashback, or statement credit. The redemption process can be done through the bank's rewards portal or customer service.
