Tata Capital Financial Services Limited - Home Loans
Tata Capital Financial Services Limited is a leading financial institution in India that offers a wide range of financial products and services, including home loans. Whether you are looking to purchase a new home, construct a house, or renovate your existing property, Tata Capital can provide you with the necessary funds to make your dream home a reality.
Features of Tata Capital Home Loans
- Competitive interest rates
- Flexible repayment options
- No prepayment charges
- Quick and hassle-free loan processing
- Dedicated customer support
Eligibility Criteria
To apply for a home loan with Tata Capital, you need to meet the following eligibility criteria:
- Minimum age of 21 years
- Maximum age of 65 years at the time of loan maturity
- Stable source of income
- Good credit history
Documents Required
When applying for a home loan with Tata Capital, you will need to submit the following documents:
- Identity proof (Aadhar card, PAN card, passport, etc.)
- Address proof (utility bills, rental agreement, etc.)
- Income proof (salary slips, bank statements, income tax returns, etc.)
- Property documents
How to Apply
You can apply for a home loan with Tata Capital by visiting their website and filling out the online application form. Alternatively, you can also visit your nearest Tata Capital branch to speak to a loan officer who can guide you through the application process.
Contact Information
If you have any questions or need assistance regarding Tata Capital home loans, you can contact their customer support team at the following:
Email: customercare@tatacapital.com
Phone: 1800-209-6060
Frequently Asked Questions about Home Loans
1. What are the eligibility criteria for availing a home loan from Tata Capital?
To avail a home loan from Tata Capital, you must be a salaried individual or a self-employed individual/businessman between the ages of 24 to 65 years. You must also have a good credit score and a steady source of income.
2. How much loan amount can I avail for buying a home?
The loan amount you can avail for buying a home depends on various factors such as your income, credit score, property value, and repayment capacity. Tata Capital offers home loans ranging from Rs. 2 lakhs to Rs. 10 crores.
3. What is the maximum loan tenure offered by Tata Capital for home loans?
The maximum loan tenure offered by Tata Capital for home loans is up to 30 years, depending on your age and repayment capacity.
4. Can I prepay my home loan without any charges?
Yes, Tata Capital allows you to prepay your home loan without any charges. However, there may be certain conditions and guidelines governing the prepayment of the loan.
5. What is the interest rate charged on home loans by Tata Capital?
The interest rate charged on home loans by Tata Capital is competitive and varies based on market conditions, RBI regulations, and your credit profile. It is advisable to check the latest interest rates offered by Tata Capital before applying for a home loan.
