Shriram City Union Finance Limited - Gold Loans
Shriram City Union Finance Limited offers gold loans to customers looking for quick and hassle-free financing options. With minimal documentation and quick processing, our gold loans are a convenient way to meet your financial needs.
Features of Shriram City Union Finance Limited Gold Loans:
- Loan Amount: Up to 80% of the value of gold
- Loan Tenure: Flexible repayment options
- Interest Rates: Competitive rates
- Quick Processing: Instant approval and disbursal
- Security: Your gold is safe and secure with us
Eligibility Criteria:
To avail of a gold loan from Shriram City Union Finance Limited, you need to meet the following criteria:
- Minimum age of 18 years
- Ownership of gold jewelry or ornaments
- Valid identity proof and address proof
Documents Required:
- Identity Proof: Aadhaar card, PAN card, Passport, Voter ID, etc.
- Address Proof: Aadhaar card, Passport, Utility bills, etc.
- Passport size photographs
- Ownership proof of gold jewelry
How to Apply:
To apply for a gold loan from Shriram City Union Finance Limited, visit our nearest branch with the required documents. Our customer service executives will assist you with the loan application process.
Contact Information:
For more information about our gold loans, you can contact us at:
Address: Shriram City Union Finance Limited,
Phone: 1800-103-2888
Email: info@shriramcity.in
Frequently Asked Questions about Gold Loans
1. What documents are required to avail a gold loan from Shriram City Union Finance Limited?
Customers need to provide their ID proof, address proof, passport size photographs, and details of the gold to be pledged (weight, purity, etc.).
2. What is the maximum loan amount I can get against my gold?
The maximum loan amount will be determined based on the purity and weight of the gold being pledged. Typically, customers can get up to 75% of the gold's market value as a loan.
3. Can I repay my gold loan before the tenure ends?
Yes, customers have the flexibility to repay their gold loan before the tenure ends. They can also choose to pay only the interest amount monthly and settle the principal loan amount at the end of the tenure.
4. What happens if I am unable to repay the gold loan on time?
If customers are unable to repay the gold loan on time, Shriram City Union Finance Limited may auction the pledged gold to recover the loan amount. It is important to communicate with the company in advance if facing difficulties in repayment.
