Punjab National Bank - Home Loans
Types of Home Loans:
- Home Purchase Loan
- Home Construction Loan
- Home Improvement Loan
- Home Extension Loan
- Home Loan for NRIs
Features of PNB Home Loans:
- Competitive interest rates
- Flexible repayment options
- Quick loan approval and disbursal
- Low processing fees
- No prepayment charges
Eligibility Criteria:
- Minimum age of the applicant: 21 years
- Maximum loan amount: Based on the applicant's income
- Employment stability and income stability
- Good credit score
Documents Required:
- Identity proof
- Address proof
- Income proof
- Property documents
- Bank statements
How to Apply:
Interested applicants can visit their nearest PNB branch or apply online on the official website.
Contact Information:
For more details, customers can contact PNB customer care at 1800 180 2222.
Frequently Asked Questions about Punjab National Bank Home Loans
1. What is the eligibility criteria for getting a home loan from Punjab National Bank?
To be eligible for a home loan from PNB, you should be a resident Indian individual or NRI, aged between 21-70 years with a regular source of income.
2. What is the maximum loan amount that can be availed for a home loan?
The maximum loan amount that can be availed for a home loan from PNB is up to 90% of the property value.
3. What is the repayment tenure for the home loan?
The repayment tenure for the home loan from PNB can go up to 30 years, depending on the borrower's age and income.
4. Can I apply for a home loan online?
Yes, you can apply for a home loan from Punjab National Bank online through their website or mobile app.
5. Are there any processing fees involved in getting a home loan?
Yes, there are processing fees involved in getting a home loan from PNB. The fees vary depending on the loan amount and type.
