ICICI Bank - Personal Loans
Get a personal loan from ICICI Bank and enjoy the following benefits:
- Interest rates starting from 10.99%
- Loan amounts up to Rs. 25 lakhs
- Flexible repayment tenure of up to 60 months
- No collateral or guarantor required
- Quick and easy online application process
Eligibility Criteria
- Indian citizens or residents
- Aged between 21 and 65 years
- Salaried or self-employed
- Minimum monthly income of Rs. 25,000
- Good credit score
Documents Required
- Identity proof (PAN card, Aadhaar card, passport)
- Address proof (electricity bill, water bill, rent agreement)
- Income proof (salary slips, bank statements)
How to Apply
- Visit the ICICI Bank website.
- Click on the "Personal Loans" tab.
- Select the "Apply Now" button.
- Fill out the online application form.
- Submit the form and wait for a loan officer to contact you.
Contact Us
If you have any questions, please feel free to contact us at 1800 103 8181.
ICICI Bank Personal Loans - Frequently Asked Questions
1. What are the minimum and maximum loan amounts available for personal loans from ICICI Bank?
The minimum loan amount you can apply for is Rs. 50,000 and the maximum loan amount is Rs. 20 lakhs.
2. What is the repayment tenure for ICICI Bank personal loans?
The repayment tenure for personal loans from ICICI Bank ranges from 12 to 60 months.
3. Is it necessary to provide collateral or security for availing a personal loan from ICICI Bank?
No, ICICI Bank personal loans are unsecured loans and do not require any collateral or security.
4. What is the interest rate charged for personal loans from ICICI Bank?
The interest rate for personal loans from ICICI Bank starts at 10.75% per annum.
5. Can I prepay or foreclose my personal loan from ICICI Bank?
Yes, you can prepay or foreclose your personal loan from ICICI Bank. However, prepayment charges may apply.
