HDB Financial Services India - Consumer Durable Loans
HDB Financial Services is a leading non-banking financial company in India that offers a range of financial products and services. One of the key offerings from HDB Financial Services is consumer durable loans, which are designed to help individuals purchase consumer durable goods such as electronics, appliances, furniture, and more.
Features of HDB Financial Services Consumer Durable Loans:
- Quick and hassle-free loan processing
- Competitive interest rates
- Flexible repayment options
- No collateral required
- Loan amounts ranging from INR 10,000 to INR 5,00,000
- Loan tenure options from 6 months to 24 months
Eligibility Criteria for HDB Financial Services Consumer Durable Loans:
- Minimum age of 21 years
- Maximum age of 60 years
- Regular source of income
- Good credit history
Documents Required for Availing HDB Financial Services Consumer Durable Loans:
- Identity proof (Aadhar card, passport, driving license, etc.)
- Address proof (Electricity bill, ration card, etc.)
- Income proof (Salary slips, bank statements, ITR, etc.)
- Passport size photographs
How to Apply for HDB Financial Services Consumer Durable Loans:
You can apply for a consumer durable loan from HDB Financial Services through their website or by visiting their nearest branch. You will need to fill out an application form and submit the required documents for verification. Once your application is approved, the loan amount will be disbursed to your bank account.
For more information about HDB Financial Services consumer durable loans, you can visit their official website or contact their customer service team.
Frequently Asked Questions about HDB Financial Services Consumer Durable Loans
Q: What is a consumer durable loan?
A consumer durable loan is a type of loan specifically designed for purchasing durable goods such as home appliances, electronics, furniture, etc.
Q: How can I apply for a consumer durable loan from HDB Financial Services?
You can apply for a consumer durable loan from HDB Financial Services by visiting their website or contacting their customer service hotline.
Q: What are the eligibility criteria for a consumer durable loan from HDB Financial Services?
The eligibility criteria for a consumer durable loan from HDB Financial Services may vary, but generally include factors such as age, income, credit score, and employment status.
Q: How much can I borrow with a consumer durable loan from HDB Financial Services?
The loan amount you can borrow with a consumer durable loan from HDB Financial Services will depend on various factors such as your income, credit history, and the price of the durable goods you wish to purchase.
Q: What is the interest rate on consumer durable loans from HDB Financial Services?
The interest rate on consumer durable loans from HDB Financial Services may vary, so it's best to contact them directly for the most current information.
Q: What is the repayment period for consumer durable loans from HDB Financial Services?
The repayment period for consumer durable loans from HDB Financial Services can vary, but it is typically between 6 months to 24 months.
