Fullerton India - Personal Loans
Fullerton India offers personal loans to help individuals meet their financial needs. Whether you need funds for a wedding, education, medical emergency, home renovation, or any other personal reason, Fullerton India has you covered.
Features of Fullerton India Personal Loans:
- Quick and hassle-free application process
- Competitive interest rates
- Flexible repayment options
- No collateral or guarantor required
- Loan amounts ranging from INR 50,000 to INR 25 lakhs
Eligibility Criteria:
To apply for a Fullerton India personal loan, individuals must meet the following eligibility criteria:
- Age between 21 and 60 years
- Salaried or self-employed with a stable source of income
- Good credit score
Documents Required:
Applicants need to submit the following documents when applying for a Fullerton India personal loan:
- Proof of identity (Aadhar card, passport, PAN card, etc.)
- Proof of address (Utility bills, rental agreement, etc.)
- Income proof (Salary slips, bank statements, IT returns, etc.)
- Passport-size photographs
How to Apply:
Individuals can apply for a Fullerton India personal loan either online through the official website or by visiting the nearest branch.
Repayment Options:
Fullerton India offers flexible repayment options for personal loans, including EMI (Equated Monthly Installments) and ECS (Electronic Clearing Service).
Interest Rates:
The interest rates on Fullerton India personal loans are competitive and vary based on the applicant's credit profile and loan amount.
Customer Support:
For any queries or assistance regarding Fullerton India personal loans, individuals can contact the customer support team via phone or email.
Frequently Asked Questions about Fullerton India Personal Loans
1. What are the eligibility criteria for a personal loan from Fullerton India?
The eligibility criteria for a personal loan from Fullerton India include being a salaried individual between the ages of 21 to 60 years, having a minimum monthly income of Rs. 25,000, and meeting the required credit score criteria.
2. How much loan amount can I get from Fullerton India?
The loan amount you can get from Fullerton India depends on various factors such as your income, credit score, and repayment capacity. The maximum loan amount can go up to Rs. 25 lakhs.
3. What is the interest rate offered on personal loans by Fullerton India?
The interest rate on personal loans from Fullerton India starts from 11.99% onwards. The final rate may vary based on individual profile assessment.
4. What is the tenure for repayment of personal loans from Fullerton India?
The repayment tenure for personal loans from Fullerton India can range from 12 months to 60 months, depending on the loan amount and your repayment capacity.
5. How can I apply for a personal loan from Fullerton India?
You can apply for a personal loan from Fullerton India online through their website or by visiting any of their branches. You will need to fill out an application form and submit necessary documents for verification.
6. What documents are required for applying for a personal loan from Fullerton India?
The documents required for a personal loan application from Fullerton India include identity proof, address proof, income proof, and bank statements. Additional documents may be required based on individual profiles.
