DBS Bank India - Home Loans
Interest Rates
- Starting from 6.70% p.a.
- Fixed and floating rate options available
Loan Amount
Minimum loan amount: Rs. 10 lakhs
Maximum loan amount: Based on applicant's eligibility
Tenure
Flexible repayment tenure of up to 30 years
Eligibility Criteria
- Indian resident aged between 21-60 years
- Salaried or self-employed individuals
- Good credit score and repayment history
Documents Required
- Identity proof (Aadhaar card, Passport, Voter ID, etc.)
- Address proof (Driving license, Utility bills, etc.)
- Income proof (Salary slips, ITR, etc.)
- Property documents
Benefits
- Quick approval and disbursal
- Flexible repayment options
- Attractive interest rates
- Balance transfer facility available
How to Apply
Visit the nearest DBS Bank branch or apply online through the bank's website.
Frequently Asked Questions about DBS Bank Home Loans
1. How can I apply for a home loan with DBS Bank?
To apply for a home loan with DBS Bank, you can visit our website and fill out an online application form. You can also visit any of our branches to speak with a loan officer.
2. What documents are required for a home loan application?
The documents required for a home loan application with DBS Bank include proof of identity, proof of income, property documents, and bank statements. For a complete list of required documents, please refer to our website.
3. How long does it take for a home loan application to be processed?
The processing time for a home loan application with DBS Bank varies depending on the completeness of your application and the verification process. On average, it takes about 2-4 weeks for a home loan to be processed.
4. Can I prepay my home loan with DBS Bank?
Yes, you can prepay your home loan with DBS Bank. However, prepayment charges may apply. Please refer to your loan agreement for more details.
5. Can I transfer my existing home loan to DBS Bank?
Yes, you can transfer your existing home loan to DBS Bank. This process is known as a balance transfer. Please contact our customer service team for more information on how to proceed with a balance transfer.
