Bajaj Finance Limited India - Personal Loans
Overview:
Bajaj Finance Limited is one of India's leading financial services company offering a wide range of personal loan options to meet your financial needs.
Features:
- Quick approval and disbursal of funds
- Competitive interest rates
- No hidden charges
- Flexible repayment options
- Minimal documentation required
Eligibility Criteria:
- Indian citizen aged between 23 and 58 years
- Salaried individual with a minimum monthly income of Rs. 25,000
- Self-employed individual with a minimum annual income of Rs. 6 lakhs
Documents Required:
- Identity proof (Aadhar card, passport, driving license, etc.)
- Address proof (Utility bill, rental agreement, etc.)
- Income proof (Salary slips, bank statements, ITR, etc.)
- Passport size photographs
How to Apply:
You can apply for a personal loan from Bajaj Finance Limited through their website or by visiting their nearest branch. Fill out the application form online and upload the required documents to initiate the loan approval process.
Loan Amount and Tenure:
The loan amount can range from Rs. 50,000 to Rs. 25 lakhs with flexible repayment tenure ranging from 12 to 60 months.
Interest Rates:
The interest rates for personal loans from Bajaj Finance Limited start from 11.99% onwards. The final rate will depend on your credit score, income, and other factors.
Customer Support:
For any queries or assistance related to personal loans from Bajaj Finance Limited, you can contact their customer support team at 1800-103-3535 or visit their website for more information.
Frequently Asked Questions about Personal Loans from Bajaj Finance Limited
1. What are the eligibility criteria for a personal loan from Bajaj Finance Limited?
To be eligible for a personal loan from Bajaj Finance Limited, you must be a salaried individual between 23 and 58 years of age with a minimum salary requirement that varies based on your city of residence.
2. What is the maximum loan amount I can avail through Bajaj Finance Limited?
The maximum loan amount you can avail through Bajaj Finance Limited for a personal loan is Rs. 25 lakhs.
3. What is the repayment tenure for a personal loan from Bajaj Finance Limited?
The repayment tenure for a personal loan from Bajaj Finance Limited ranges from 12 to 60 months.
4. Is there a processing fee for availing a personal loan from Bajaj Finance Limited?
Yes, there is a processing fee applicable when availing a personal loan from Bajaj Finance Limited. The fee is calculated as a percentage of the loan amount.
5. Can I prepay my personal loan from Bajaj Finance Limited?
Yes, you can prepay your personal loan from Bajaj Finance Limited after paying a certain number of EMIs, subject to applicable charges.
