AU Small Finance Bank India - Personal Loans
Overview
At AU Small Finance Bank, we offer flexible and convenient personal loan options to meet your financial needs. Whether you need funds for a wedding, education, home renovation, or any other personal expenses, our personal loans can help you achieve your goals.
Features
- Loan Amount: Up to Rs. 25 lakhs
- Tenure: Up to 5 years
- Interest Rates: Competitive rates
- Quick Approval: Get your loan approved within 48 hours
- Flexible Repayment Options: Choose from flexible repayment options
- No Collateral Required: Personal loans are unsecured, so no collateral is required
Eligibility Criteria
To apply for a personal loan at AU Small Finance Bank, you need to meet the following eligibility criteria:
- Minimum age of 21 years
- Minimum monthly income as per bank's requirement
- Good credit history
Documents Required
- Proof of identity (Aadhar card, PAN card, Passport, Driving License)
- Proof of address (Utility bills, Rental agreement, Aadhar card)
- Proof of income (Salary slips, Bank statements, IT returns)
- Passport-sized photographs
How to Apply
To apply for a personal loan at AU Small Finance Bank, you can visit your nearest branch or apply online through our website. Fill out the application form, submit the required documents, and our team will guide you through the loan approval process.
Customer Service
For any queries or assistance regarding personal loans, you can contact our customer service team at 1800-1200-1200 or email us at customerservice@aubank.in
Personal Loans FAQs - AU Small Finance Bank
1. What are the eligibility criteria for obtaining a personal loan from AU Small Finance Bank?
Applicants must be Indian citizens aged between 21 and 65 years with a stable source of income to qualify for a personal loan from AU Small Finance Bank.
2. What is the maximum loan amount that can be availed through AU Small Finance Bank's personal loan?
The maximum loan amount that can be availed through AU Small Finance Bank's personal loan varies based on the applicant's income, credit score, and repayment capacity.
3. What is the minimum and maximum loan tenure offered by AU Small Finance Bank for personal loans?
AU Small Finance Bank offers a minimum loan tenure of 12 months and a maximum tenure of 60 months for personal loans.
4. What is the interest rate charged on personal loans by AU Small Finance Bank?
The interest rate charged on personal loans by AU Small Finance Bank is subject to change and is based on the applicant's credit profile, income, and loan amount.
5. Is there a prepayment or foreclosure option available for personal loans from AU Small Finance Bank?
Yes, borrowers have the option to prepay or foreclose their personal loan with AU Small Finance Bank. However, prepayment charges may apply, depending on the terms and conditions of the loan agreement.
