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HSBC Bank - Smart Value Credit Card


The HSBC Smart Value Credit Card is designed to provide smart savings and value to cardholders. Here are some key features and benefits of this credit card:

Key Features:

  • Annual Fee: Rs. 499 (waived off on spending Rs. 50,000 or more in a year)
  • No joining fee
  • Flexible payment options
  • 1 reward point for every Rs. 100 spent
  • Exclusive discounts and offers on dining, shopping, travel, and more

Benefits:

  • Enjoy 5% cashback on all grocery spends
  • Get up to 10% discount on dining at select restaurants
  • Avail complimentary airport lounge access
  • Travel insurance coverage
  • EMI options on big purchases

Eligibility:

To apply for the HSBC Smart Value Credit Card, you must meet the following eligibility criteria:

  • Age: 21-65 years
  • Income: Minimum monthly income of Rs. 20,000
  • Resident of India

Documents Required:

  • Identity proof (Aadhar card, PAN card, passport, etc.)
  • Address proof (Utility bill, Aadhar card, driving license, etc.)
  • Income proof (Salary slips, IT returns, etc.)
  • Passport size photographs

How to Apply:

You can apply for the HSBC Smart Value Credit Card online through the HSBC Bank website or by visiting a branch near you. Make sure to have all the necessary documents handy to complete the application process smoothly.

With the HSBC Smart Value Credit Card, you can enjoy smart savings, exclusive offers, and rewards on your daily expenses. Apply for this card today and experience the benefits!


HSBC Bank Smart Value Credit Card FAQs


1. What are the benefits of HSBC Bank Smart Value Credit Card?

The benefits of the HSBC Bank Smart Value Credit Card include:

  • Low annual fee
  • Rewards points on every purchase
  • Discounts on dining and shopping
  • Complimentary travel insurance
2. How can I apply for HSBC Bank Smart Value Credit Card?

You can apply for the HSBC Bank Smart Value Credit Card online through the HSBC Bank website or by visiting a branch in person.

3. What is the annual fee for HSBC Bank Smart Value Credit Card?

The annual fee for the HSBC Bank Smart Value Credit Card is typically low compared to other credit cards.

4. How can I earn and redeem rewards points with HSBC Bank Smart Value Credit Card?

You can earn rewards points on every purchase made with your HSBC Bank Smart Value Credit Card. These points can be redeemed for various rewards such as gift vouchers, merchandise, and more.

5. Does HSBC Bank Smart Value Credit Card offer any travel benefits?

Yes, the HSBC Bank Smart Value Credit Card offers complimentary travel insurance for cardholders.

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