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HSBC Bank - Cashback Credit Card


Key Features:

  • 5% cashback on all grocery spends
  • 3% cashback on fuel spends
  • 2% cashback on utility bill payments
  • 1.5% cashback on all other spends
  • No annual fee
  • Zero lost card liability
  • Contactless payment feature

Eligibility Criteria:

To be eligible for the HSBC Cashback Credit Card, you need to meet the following criteria:

  • Minimum age: 21 years
  • Maximum age: 65 years
  • Income eligibility: Minimum income of INR 4,00,000 per annum
  • Good credit history

How to Apply:

You can apply for the HSBC Cashback Credit Card online through the official HSBC Bank website or by visiting your nearest HSBC branch. You will need to submit proof of identity, address, and income along with your application.

Terms and Conditions:

  • The cashback earned on the card will be credited to your account at the end of each billing cycle.
  • Cashback can be redeemed as a statement credit or used to offset future purchases.
  • Minimum spend required to be eligible for cashback benefits.
  • Other terms and conditions apply.

HSBC Bank - Cashback Credit Card FAQs


1. How does the cashback feature work on the HSBC Cashback Credit Card?

When you make eligible purchases using your HSBC Cashback Credit Card, you will receive a certain percentage of cashback which will be credited to your account.

2. What are the key benefits of the HSBC Cashback Credit Card?

Some key benefits of the HSBC Cashback Credit Card include cashback on eligible purchases, no annual fees, and access to exclusive discounts and offers.

3. How can I apply for an HSBC Cashback Credit Card?

You can apply for an HSBC Cashback Credit Card online through the HSBC Bank website or by visiting a HSBC Bank branch.

4. Is there a limit to the cashback I can earn with the HSBC Cashback Credit Card?

Yes, there is usually a monthly or yearly cap on the cashback you can earn with the HSBC Cashback Credit Card. Be sure to check the terms and conditions for more details.

5. Can I redeem my cashback for rewards or statement credit?

Yes, you can typically redeem your cashback for rewards such as gift cards or statement credit. Check with HSBC Bank for specific redemption options.

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