HDFC Bank MoneyBack Credit Card
The HDFC MoneyBack Credit Card is a popular cashback credit card offered by HDFC Bank in India. It is a great choice for individuals looking to earn rewards on their everyday spending.
Key Features of HDFC MoneyBack Credit Card:
- 5% cashback on all purchases made on HDFC SmartBuy
- 2X reward points on online spends
- 1 reward point for every Rs. 150 spent
- Redeem reward points as cashback against outstanding amount
- Contactless payment feature for quick transactions
Annual Fee and Charges:
- Annual Fee: Rs. 500 (waived off on spending Rs. 20,000 in the previous year)
- Interest Rate: 3.49% per month
- Late Payment Charges: Rs. 600 to Rs. 950
- Overlimit Fee: 2.5% of the overlimit amount
Eligibility Criteria:
To apply for the HDFC MoneyBack Credit Card, you need to meet the following eligibility criteria:
- Age: 21 to 60 years
- Income: Minimum income of Rs. 2,00,000 per annum
- Residency: Indian resident or NRI with an NRE/NRO account
How to Apply:
You can apply for the HDFC MoneyBack Credit Card online through the HDFC Bank website or by visiting a branch in person. Make sure to have all the required documents and information ready before starting the application process.
Disclaimer:
This information is provided for informational purposes only. Please refer to the HDFC Bank website or contact customer service for the most up-to-date and accurate details on the MoneyBack Credit Card.
FAQs - HDFC Bank MoneyBack Credit Card
1. What is HDFC Bank MoneyBack Credit Card?
The HDFC Bank MoneyBack Credit Card is a rewards credit card that offers cashback on your purchases and other exclusive benefits.
2. How does the cashback feature work?
For every Rs. 150 spent on the card, you earn 2 reward points. These points can be converted into cashback on your card statement.
3. What are the other benefits of the MoneyBack Credit Card?
Some of the other benefits of this card include fuel surcharge waiver, zero liability on lost card, and discounts on dining and shopping.
4. How can I apply for the HDFC Bank MoneyBack Credit Card?
You can apply for the card online on the HDFC Bank website or visit a branch to fill out an application form.
5. Is there an annual fee for the MoneyBack Credit Card?
Yes, there is an annual fee for this card, but it may be waived off if you meet certain spending requirements.
