American Express Membership Rewards Credit Card (India)
Overview
The American Express Membership Rewards Credit Card is a rewards credit card offered by American Express in India. It allows cardholders to earn Membership Rewards points on their everyday spending, which can be redeemed for a variety of rewards such as travel, shopping vouchers, and more.
Key Features
- Annual fee waiver on reaching annual spends of INR 1.5 lakhs
- 4,000 Bonus Membership Rewards Points on spending INR 2,000 within 60 days of card membership
- 5,000 Membership Rewards Points on first year card renewal on payment of annual membership fee
- 2X Membership Rewards Points on spends at select merchant partners
- 24x7 Platinum Assist
Rewards Program
Cardholders earn 1 Membership Rewards Point for every INR 50 spent on the card. These points can be redeemed for a variety of rewards including travel vouchers, shopping vouchers, gift cards, and more.
Eligibility Criteria
- Age: 18-65 years
- Income: Minimum annual income of INR 4 lakhs
- Residence: Must be a resident of India
How to Apply
You can apply for the American Express Membership Rewards Credit Card online by visiting the official American Express website or by visiting a branch in person.
Conclusion
The American Express Membership Rewards Credit Card is a great choice for those looking to earn rewards on their everyday spending. With a range of benefits and rewards, this card offers excellent value for money.
Frequently Asked Questions
1. How do I earn Membership Rewards points?
To earn Membership Rewards points, simply use your American Express Membership Rewards Credit Card for your purchases. You will earn points for every eligible transaction you make.
2. How can I redeem my Membership Rewards points?
You can redeem your Membership Rewards points for a variety of rewards such as gift vouchers, travel bookings, statement credit, or merchandise through the Membership Rewards portal.
3. Are there any restrictions on earning and redeeming Membership Rewards points?
There may be certain restrictions on earning and redeeming points, such as minimum spend requirements, expiration dates, or restrictions on certain categories of transactions. It is important to check the terms and conditions of the Membership Rewards program for specific details.
4. Is there an annual fee for the American Express Membership Rewards Credit Card?
Yes, there is an annual fee associated with the American Express Membership Rewards Credit Card. The fee amount may vary depending on the card variant and eligibility criteria.
5. Can I transfer my Membership Rewards points to another account?
Membership Rewards points are non-transferable and can only be redeemed by the cardholder. Points cannot be transferred to another account or individual.
