HDB Financial Services Limited India - Personal Loans
HDB Financial Services Limited is a leading non-banking financial company in India that offers a wide range of financial products and services, including personal loans. Here are some details about personal loans offered by HDB Financial Services Limited:
Features of HDB Financial Services Personal Loans:
- Flexible loan amounts ranging from Rs. 50,000 to Rs. 20 lakhs
- Competitive interest rates
- Flexible repayment options with EMI (Equated Monthly Installments)
- Quick approval and disbursal process
- No need for collateral or guarantor
- Online application process
- Attractive offers and discounts for existing customers
Eligibility Criteria for HDB Financial Services Personal Loans:
- Minimum age of 21 years and maximum age of 60 years
- Minimum income requirement varies based on the city of residence
- Good credit history with a CIBIL score of 750 and above
- Salaried individuals, self-employed professionals, and business owners are eligible
Documents Required for HDB Financial Services Personal Loans:
- Identity proof (Aadhar card, passport, driving license, etc.)
- Address proof (utility bills, rent agreement, etc.)
- Income proof (salary slips, bank statements, ITR, etc.)
- Passport-size photographs
- Any other specific documents requested by the lender
How to Apply for HDB Financial Services Personal Loans:
You can apply for a personal loan from HDB Financial Services Limited through the following steps:
- Visit the official website of HDB Financial Services Limited
- Fill out the online application form with your personal and financial details
- Upload the required documents
- Submit the application for processing
- Once approved, the loan amount will be disbursed to your bank account
For more information about HDB Financial Services personal loans, interest rates, fees, and terms, you can visit their official website or contact their customer service team.
Frequently Asked Questions
Personal Loans
1. What are the eligibility criteria for availing a personal loan from HDB Financial Services Limited?
Applicants must be Indian residents aged between 21 to 58 years with a minimum monthly income requirement of INR 20,000 to qualify for a personal loan.
2. How much loan amount can I avail through HDB Financial Services Limited?
HDB Financial Services Limited offers personal loans ranging from INR 50,000 to INR 20,00,000, depending on the applicant's income, credit history, and repayment capacity.
3. What is the tenure for repaying the personal loan?
Customers can choose a repayment tenure ranging from 12 to 60 months for their personal loans with HDB Financial Services Limited.
4. What documents are required for applying for a personal loan?
Applicants need to submit identity proof, address proof, income proof, bank statements, and photographs along with the loan application form.
5. How long does it take for the loan to get disbursed once approved?
Upon approval, the loan amount will typically be disbursed within 2 to 7 working days, depending on the applicant's document verification and validation processes.
